Appraisal services for Weston/Ft. Lauderdale and Broward County homeowners
The top reasons FL homeowners call on DANIEL I KANDEL:
Own a house in or near Weston/Ft. Lauderdale, FL and need help determining the value of it?
We at DANIEL I KANDEL understand the special needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at DANIEL I KANDEL are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value estimation than yours.
Appraisals to cancel PMI
A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We are experts in helping customers just like you abolish unnecessary PMI insurance.
Challenge property tax assessments
Lets say you live in a region that's going down -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from DANIEL I KANDEL is your perfect weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your property is close to a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. DANIEL I KANDEL can help you reinstate your home equity line of credit with an expert appraisal.
We Provide Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you'd prefer to have an expert double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.