Need an appraisal in Weston/Ft. Lauderdale or Broward County?
The top seven reasons FL homeowners hire DANIEL I KANDEL:
Need help determining the value of your home in or near Weston/Ft. Lauderdale, FL?
We at DANIEL I KANDEL understand the particular needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at DANIEL I KANDEL are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value report than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. DANIEL I KANDEL is experienced in helping homeowners just like you dismiss unnecessary PMI insurance.
Challenge Broward county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a region that's going down or not appreciating as much as other houses close by. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. An expert appraisal from DANIEL I KANDEL is your #1 weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be difficult from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. DANIEL I KANDEL can help you reinstate your home equity line of credit with an expert appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been given a copy of your appraisal and you would like to have a veteran appraiser double-check it for verity or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from DANIEL I KANDEL can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? DANIEL I KANDEL can help with that too. Even though this is typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.